Building a bridge
to your financial future.
Personalized strategies to help you transition from saving to living, with confidence in every step.
We Provide
We give you access to the financial products from the most reputable and secure companies, and offer the highest rates of return.
Financial Planning
We craft personalized financial plans to meet your current needs and future goals. By integrating income strategies, tax-efficient growth, and a step-by-step roadmap, we help ensure financial stability at every stage of life.
Retirement Planning
Focusing on income stability and wealth protection, our retirement planning services are designed to maintain your lifestyle in retirement. We consider healthcare costs, inflation, and evolving lifestyle needs—all designed to give you confidence in your retirement.
Annuities
A key tool for retirement income, annuities can provide growth and security for long-term financial stability. We specialize in Fixed Index Annuities. FIAs strike a perfect balance between security and growth, allowing our clients to enjoy a stable income in retirement.
Life Insurance
Protect your family’s financial future with our versatile life insurance solutions. From income replacement to estate planning and wealth transfer, our policies ensure stability for your loved ones while helping you build a durable legacy.
Real Estate Advisory
Our real estate advisory services are designed to help clients navigate investment and portfolio decisions. With decades of real estate experience, we guide you in making informed property choices that align with your long-term financial goals.
Key Person Insurance
Essential for businesses reliant on certain key individuals, Key Person Insurance provides protection and stability. This coverage can safeguard your business from financial loss if a critical member is no longer able to serve.
Disability / Income Insurance
Our disability and income insurance offerings ensure income stability should unforeseen circumstances arise. By replacing a portion of income during times of disability, this insurance provides financial security and assists with quality of life.
College Planning
With rising education costs, planning for college is more crucial than ever. We offer investment strategies and savings plans designed to reduce the financial burden of higher education, giving families peace of mind and helping students pursue their dreams.
Our Company
As fiduciaries, we prioritize your best interests, delivering transparent and personalized financial strategies to help you navigate life’s transitions. We are committed to helping you protect your wealth, manage risks, and guide you toward financial security, ensuring stability and prosperity for you and future generations.
Our mission is to empower individuals and families to achieve their financial goals through comprehensive financial planning and exceptional customer service, focusing on tailored annuity and life insurance solutions. We are committed to guiding our clients with transparency, integrity, and a strong fiduciary responsibility to help them preserve their wealth, manage risk, and build a secure future.
More About UsOur Expert Members
Pacific Ocean Services is a family-founded business built on decades of expertise in finance, insurance, and real estate. As a firm deeply rooted as financial advisors in the San Fernando Valley we prioritize personal service in every client relationship.
Our founders, Ulrik, David, and Vinjet Singontiko, bring their extensive experience and commitment to creating secure financial futures for each of our clients.
Ulrik Singontiko
Founder
With over 40 years in the mortgage, insurance, and real estate sectors, Ulrik Singontiko is a US Army veteran, and active community member. He has built and sold several financial businesses, including a mortgage bank with over $1 billion in originated loans. Ulrik’s dedication to service and financial stewardship defines Pacific Ocean Services’ mission to help clients achieve financial security.
David Singontiko
CFA
David is a CFA charter holder with experience in financial planning, mortgage servicing, and investment management in the US and across Europe. Having worked with one of Europe’s fastest-growing neobanks, David has a critical understanding of the importance of risk management, balanced growth, and client-centric solutions.
Vinjet Singontiko
Experienced Planner with a demonstrated history of working in the individual and family services industry. Skilled in Nonprofit Organizations, Coaching, Team Building, Fundraising, and Leadership. Strong professional with a Bachelor of Science in Business Administration focused in Accounting from Aquinas University.
Why Annuities and Life Insurance Matter
At Pacific Ocean Services, we understand the importance of stability as you approach retirement. If you’ve been relying on CDs for security, consider annuities as a smarter alternative with higher growth potential and the same sense of reliability. Annuities can provide a way to secure your income and reduce exposure to unpredictable market swings—imagine having a financial safety net that grows with the market yet shields you from its downturns—that’s the advantage of Fixed Index Annuities (FIAs).
The annuities we offer can be customized to address your specific needs. For instance, adding a Long-Term Care Insurance (LTCI) rider can help you prepare for future healthcare expenses, offering peace of mind. If you’ve been relying on CDs for security, consider annuities as a smarter alternative with higher growth potential and the same sense of reliability.
Life is full of uncertainties, but Pacific Ocean Services can help ensure your family’s financial future is protected. Whether you're seeking Term Life Insurance for affordable short-term coverage, Whole Life Insurance for lifelong security, or Indexed Universal Life (IUL) policies for flexibility and growth, we can provide solutions specific to your needs.
We think of life insurance not just as protection, but as a financial tool. An IUL helps to build wealth over time while safeguarding your family. For those looking to leave a legacy or plan for unforeseen events, the life insurance services we offer are a bedrock to any retirement plan. Pacific Ocean Services takes pride in providing the right coverage for our clients so your future is in your control.
At Pacific Ocean Services, we believe financial planning is more than just numbers—it’s about crafting a strategy that reflects your unique aspirations. Our goal is to educate and empower clients. We take the time to understand your priorities, explain the options available, and tailor a plan that works for you. Pacific Ocean Services has the expertise and experience to optimize the transition from career to retirement. Together, we’ll build a strategy that meets your needs today and for the years ahead.
Life insurance is a critical component of comprehensive financial planning. We offer a range of options to meet the diverse needs of our clients:
• Term Life Insurance: Provides affordable coverage for a specific period, offering protection for families and businesses during key years.
• Whole Life Insurance: A permanent solution that offers lifelong coverage, building cash value over time, and providing a financial legacy for your loved ones.
• Indexed Universal Life Insurance (IUL): A flexible and growth-oriented option that ties cash value growth to a market index, offering both protection and the potential for greater wealth accumulation. These life insurance products serve as valuable tools for wealth transfer, estate planning, and protecting the financial well-being of your family. They help ensure your loved ones are supported financially and offer a way to create lasting financial legacies.